College News  College Student Loan Consolidation When we talk about college graduation, several promising life changes occur in our minds - potential careers, independence as well as new beginnings. However, although it means beginning of something, it still signifies something less enjoyable too - the repayment of college student loans and college student loan consolidation. more Review - Learn How to Send Your Child To College For Free or Close To It College can be expensive.  We apply for financial aid, student loans, grant, and scholarships to make sure that we can attend a four year institution for the full four years.  Most college students take out at least one student loan during their college career. more Comparing Various College Savings Plans College expenses are expected to rise. In fact, by the time a child born this year reaches college age, tuition is expected to be three to four times greater than it is now. Families with children are already preparing for the inevitable by comparing various college savings plans and choosing the one that will best suit their needs. more 5 Must Have Items When Applying for Student Loans There are actually several different types of student loans.  There are loans available through the federal government and there are private loans.  Federal loans generally have a lengthy application process whereby they evaluate your need for a loan as well as your ability to pay it back.  The first step when applying for a federal loan is to  more 4 Federal Student Loans to Consider Federal Stafford Loans are loans based on student financial need and as the name implies, they are regulated by the federal government.  There are three categories of Stafford Loan: Subsidized, Unsubsidized, and Additional Unsubsidized Stafford Loan.  The Subsidized Stafford Loan is a long-term loan with a low-interest rate. Subsidized means that the government will pay the interest on the loan more